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They were courteous and helpful
They were courteous and helpful

I was in a real big hole when I started. Now I am fine. They helped me. They were courteous and helpful. The legal assistant called me once a month for updates and was very pleasant.

F. Silpoch
Kearny, NJ

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Wonderful Job Done
I am grateful

I am grateful
After years of working hard and maintaining a great credit score. I was involved in a bad accident and unable to work due to the injuries. I was then forced to rely on credit cards to make it through. Upon enrolling, I learned I was being charged illegally with unlawful interest rates. The debt was totally dismissed due to the banks negligence I am now debt free. It was very scary upon enrollment however I am very grateful every day for making that choice and the wonderful job that was done.

J Stimson
Hampton Bays, NY.

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It Was A Lifeline
Over $25,000 Gone!
Your firm which threw me a life line

I was working and helping family members when I had a slight stroke leaving me disabled. After speaking with 2 or 3 people I decided to go with your firm which threw me a life line. With over 25k of credit card debt getting dismissed they threw me an extra life line, they did what they said they would do. I am very impressed. They did an excellent job.

H. Cuningham
Miami, Fl.

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I would highly recommend there services
Decreased Monthly Expenses $300
I would highly recommend there services

By entering into this service I decreased my monthly expenses by $300.00. I was protected by an attorney and kept informed regularly by the legal staff where I learned all about my legal rights as a consumer. One of the biggest headaches was abusive collection practices from the creditors: because of their excellent service and expertise I was actually awarded a fee for damages under the "FCBA" Fair Credit Billing Act for a collection letter I received during the process. I would highly recommend there services to anyone struggling to keep up or pay down there unsecured debt.

J. Pridgen
Port Charllote, Fl.

Congress has passed more laws to protect consumers with credit card debt than any other type of debt. Congress has taken these actions due to egregious fees and A.P.R’s charged daily and the predatory lending practices that go on from day to day in the banking industry.

After years of legal experience challenging banks and collection agencies, panel attorneys with the LRN have learned a lot from the banks and carefully analyzed their tactics. They realized that lowering interest rates and maintaining high payments did not work, settling accounts with the creditors with no legal protection simply didn’t work, and paying enormous sums to “settle debt” is just paying too much.

Just as banks are quick to hold a consumer to what is in the purview of a contract with little regard to life or personal situations, attorneys extend the same relationship to the banks, holding them accountable to laws passed to prevent predatory lending, harassment, etc. and thus coming to a legal solution that covers the many aspects of liability when resolving unsecured debt issues.

US Chamber of Commerce